0844 8584404  
   
 
As a consumer, if you have a credit card loan, bank loan or payment protection insurance, there’s a good chance you have been treated unfairly.
 
 

You could clear your credit card or loan debt!

Do you have a credit card or loan which was taken out before April 2007? If you have, we may be able to help you use the law to clear the balance!

All credit contracts have to comply with UK law, specifically the Consumer Credit Act. If your agreement with your loan provider does not comply, then you may not have to repay the credit card or loan debts. For absolutely no charge, our expert team can check if your credit agreement is potentially unenforceable. It’s quick, absolutely free and could mean that you are legally exempt from paying back your credit card and/or loan debts.

To find out if your balances can be cleared, simply call 0844 8584404 for a FREE credit card loan assessment. Want to know now? Take our quick 60 second test below. Don’t delay. Take action now!
 
 
 
How can I do this?
 
  • We check that your agreement complies with the prescribed terms defined in the Consumer Credit Act 1974.
  • The Consumer Credit Act 1974 exists to protect the rights of lenders and borrowers who are in contract with each other.
  • According to the Financial Times, potentially millions of credit card loan agreements are in breach of the Act and can be deemed 'unenforceable'.
  • We will review your agreements with your credit card providers to see if they are unenforceable.
  • When your agreements are declared unenforceable you will not be required to make any future payments to your creditor.
 
Latest  News
 
A part of banking group HSBC has been fined £1m for failings over payment protection insurance (PPI). The Financial Services Authority (FSA) said HFC Bank failed to ensure customers received suitable advice between January 2005 and May 2007. 
 
BBC report on unfair credit agreements.
Watch the Video >>
 

 

  60 Second Test
Simply answer the 7 questions here to find out if you have a potential claim...
   
   
   
   
   
Did you take out payment protection insurance (PPI) with the loan?
   
Did you take out a credit card on or before the 1st April 2007?
   
Is the balance on your card over £2000?
   
Did you take out a mortgage protection insurance
   
 
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“STB Credit Clear Ltd.(company No: 6816586) Trading as The Consumer Benefits Network is a limited company providing claims management services on a commercial basis; it is not a non profit organisation, charity, government or other advice service." STB Credit Clear Ltd is regulated by the Ministry of Justice CRM No: 19250 in respect of regulated claims management activities; its registration is recorded on the website: www.claimsregulation.gov.uk